As my regular readers know, I have often written about access to credit, the consequences of the federal Dodd-Frank Act, the impact of Federal Reserve policy on housing demand, how demographics affect local housing demand, and how these factors influence our lives in southern Beaufort County. I hope to provide some insight into the long-term prospects of what for many of us is our largest single asset — our homes.

This year, Hilton Head Hospital celebrates four decades of providing high-quality care to patients in Hilton Head Island, Bluffton, Okatie and the surrounding areas. Built in 1974 and opened the following year as a 40-bed private, nonprofit, accredited medical facility, Hilton Head Hospital has become one of the most celebrated hospitals in the region, if not the state. Hilton Head Hospital CEO Jeremy Clark credits the hospital's success, in part, to an excellent medical staff.

The Hilton Head Home Builders Education Foundation is a nonprofit organization that raises money to support continuing education throughout South Carolina. For more than 20 years, the Hilton Head Area Home Builders Association has been helping fund higher education efforts for students in the area. In 2014, the association gave more than $10,000 in scholarships to students in the community. Each scholarship is worth $2,000.

Businesses must prepare for EMV compliance or risk being held responsible for fraudulent charges

The credit card processing industry is making significant changes to the way credit card transactions are processed in the United States. In recent years, card issuers have begun adding EMV technology to consumer credit cards — small, yet powerful, computer chips that are much more difficult to hack or counterfeit than their magnetic-strip counterparts. The implementation of EMV technology is designed to curb credit card fraud and bring the United States up to date with the rest of the world.

Laurie Brown has always had a soft spot for helping people, particularly those with disabilities. When she moved to South Carolina from Michigan after 29 years of working for some of world’s top automobile makers, she jumped at the opportunity to launch her own business. She knew she wanted to create a company that could give back to the community by providing jobs, job training, projects and a sense of purpose to individuals with disabilities.

LONG-AWAITED ENVIRONMENTAL ASSESSMENT TO BE RELEASED THIS MONTH

How much water does Hilton Head Island use? How much trash is generated and recycled on the island each year? How is the food supply sourced? How much energy is used? How does the island’s transportation and mobility infrastructure affect the environment? And, in the bigger picture, how does a community know where it’s going if it doesn’t know where it’s been, or where it is right now?

Recently, I was at a mutual fund conference in Washington, D.C., with some of the best money managers in the world.  While the conference was mostly focused on equity investing, there was a good deal of attention given to target-date funds as they are also products of the Investment Company Act of 1940, or the 40 Act, as it is known today. As an aside, it is interesting to note that the 40 Act, which was enacted by the 76th Congress in the wake of the Great Depression, was 70 pages long and was passed with wide bipartisan support, allowed the Securities and Exchange Commission latitude in rule making and has withstood the past 75 years. So how do you like that, Dodd-Frank?

On July 21, 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act. The act, passed in response to the Great Recession, brought the most sweeping changes to our financial regulatory system since the financial reforms enacted after the Great Depression in the 1930s.

Like a thoroughbred racehorse that breaks slowly out of the gate, the Hilton Head Island Beach & Tennis Resort has been finding its stride over the past few years.

“We have a market that is very unique to the island,” said Kate Clewell, executive director of the 56-acre property off Folly Field Road that was built in 1981. “We are a moderate family-oriented resort. We offer one- and two-bedroom villas right on the ocean that are affordable and well maintained. We’ve been able to make a lot of upgrades to the amenities here.”

Showing family is more than just a name

There’s a quiet transition going on at Forsythe Jewelers at The Shops at Sea Pines Center. On July 1, Debbie Forsythe Berling will officially ride off into the sunset after building the business on the island for the past 34 years.

On the surface, this could be a monumental shift. The family business is going to be owned by someone not named Forsythe for the first time since Debbie’s grandparents opened their first store in Pittsford, New York, in 1927.